For Russian participants, payment is available via Yandex Pay, as well as the option to pay for the program and related expenses (including air tickets) in installments with deferred payment through Yandex Split.
All figures provided (terms, amounts, interest rates) are approximate; Yandex forms them individually for each client, they may change without notice, and we cannot comment on or influence them. Details on the page https://bank.yandex.ru/pay/split.
To ensure the payment goes through successfully, be sure to specify the PayID. This is your contract number (unique to each person), located at the very top of the contract or available in the mobile app.
What Can Be Paid For:
Through Yandex Split, you can split the payment for the program itself, as well as other expenses, including air tickets, if they are purchased, for example, through Yandex Travel (travel.yandex.ru).
Installment Terms and Interest “After Two Months”
Standard (Basic) Split:
• For 2 months without overpayments — no commission or interest, just equal payments (50% each).
• For 4 months — overpayment ~5% of the purchase amount.
• For 6 months — overpayment ~6%.
Improved (Super) Split:
• The first two months are usually free (0%) subject to a Yandex Plus subscription.
• Further payments (from the third month) — with interest accrual according to an individual offer — from 10% per annum and up — up to ~35% per annum.
• Terms (available installment period, overpayment, limit) are formed individually by Yandex.
Additional Information:
• With the standard Split, you can pay for purchases from Yandex partners (Marketplace, Travel, Afisha, etc.) without approvals or documents.
• Super Split is a credit product with registration, confirmation via Gosuslugi, credit history, a digital card, and a limit of up to 1 million ₽.
• The interest rate and terms for Super Split (after the 2-month grace period) are set individually.
• The installment period can range from 2 to 24 months (depending on the type of Split), with limits up to 150,000 ₽ (standard) and up to 1,000,000 ₽ (Super Split).
